Membership 2021 is now open! Take advantage of our early bird rates, now through December 31, 2020.

CARES Act Information

Middle Tennessee is experiencing unprecedented challenges, especially when it comes to maintaining business operations during a crisis. In response, federal, state, and local governments are providing disaster relief loans and grant opportunities for nonprofit organizations. Check back here for ongoing updates and detailed information on the types of relief available to nonprofits, along with application information and deadlines.

Latest Updates

August 1: Updates on Tennessee Community Cares Program (COVID-19 Relief for Nonprofits)

For non-profits wishing to receive response and recovery grants, instructions for grant proposals will be issued by the Department of Human Services and its partner non-profit grant administrators on August 1, 2020. Grant applications will remain open until August 15th and any awards will have a de-obligation date of November 15.

The Tennessee Community CARES Program will provide $150 million in direct federally funded aid to non-profit organizations located across Tennessee and serving Tennesseans. Examples of activities prioritized and encouraged for funding under this program will include:

  • Support for school-aged children and families related to education needs created or exacerbated by the COVID-19 outbreak;
  • Any of the following activities for individuals or families who have been impacted by a loss of income or economic insecurity as a result of COVID-19:
    • Workforce training;
    • Emergency food assistance;
    • Case management or assistance in accessing an eligible state or federal public benefit;
    • Care for at-risk or vulnerable populations to mitigate COVID-19 effects and/or enable compliance with COVID-19 public health precautions;
    • Emergency financial assistance to prevent homelessness, eviction or foreclosure;
    • Other similar services designed to mitigate the negative health or economic impact of the COVID-19 public health emergency.
  • Providing uncompensated care or assistance for disabled or other vulnerable population to address new financial, health, or educational challenges that are in response to COVID-19.
  • Public Health Support activities such as uncompensated or unreimbursed costs for services or activities dedicated to mitigating or responding to the COVID-19 public health emergency, including but not limited to:
    • Supports, education, and communication for individuals to increase access to testing and reliability of contact tracing;
    • Expenses for technical assistance on mitigation of COVID-19-related threats;
    • Expenses for acquisition and distribution of medical and protective supplies, including sanitizing products and personal protective equipment, for medical personnel, police officers, social workers, child protection services, and child welfare officers, direct service providers for older adults and individuals with disabilities in community settings, and other public health or safety workers in connection with the COVID-19 public health emergency;
    • Mental and behavioral health services delivered in response to the COVID-19 public health emergency;
    • Expenses associated with supporting the housing or quarantining of COVID-19 positive individuals;
    • Any other expense incurred in relation to non-profit missions to directly support the public health response to COVID-19.
  • Any other non-profit support provided to Tennessee business entities such as:
    • Technical assistance and support in enrolling and participating in a federal, state, or local benefit program;
    • Education on safe practices in response to COVID-19;
    • Acquisition or purchase of personal protective equipment or reimbursing costs associated with mitigating the spread of COVID-19;
    • Expenses related to mitigating the spread of COVID-19;
  • Reimbursement of unreimbursed expenses incurred by a non-profit due to the COVID19 emergency, including but not limited to increased payroll costs, PPE, or any other measures taken to protect the employees and population served by the non-profit;
  • Support targeted for any at-risk, vulnerable, or underserved community for any eligible activity;
  • Past and future reimbursement for the required Non-Federal Cost-Share of Stafford Act assistance for COVID-19-related costs that satisfy the CRF eligibility criteria AND the FEMA Public Assistance eligibility criteria;
  • Reimbursement for any of the eligible costs incurred in the period from March 1 to Dec. 30;

All grants will be required to follow the US Department of Treasury’s additional guidance on Coronavirus Relief Fund allowable expenditures. The US Department of Treasury is also regularly updating Frequently Asked Questions, which can be found on the Coronavirus Relief Fund webpage.


Economic Injury Disaster Loan (EIDL) & Grants

Economic Injury Disaster Loans

  • Nonprofits can apply for tornado and/or COVID-related disasters
  • These are loans up to $2 million with a nonprofit interest rate of 2.75%, with repayment plans up to a maximum of 30 years.

Economic Injury Disaster Advance Loans

  • Loans up to $10,000
  • Funds are available within three (3) days, and they do not have to be repaid.

Note: A nonprofit can apply for an SBA disaster loan (EIDL) AND the Paycheck Protection Program (both are through the SBA). However, the funds need to be used for separate expenses (no double-dipping) AND the EIDL amount would be subtracted from the amount forgiven in the Paycheck Protection Program.